5月底,硅谷投资人、The AngelList聯合創始人Naval Ravikant 突然在Twitter上發佈了一系列關於獲取財富的祕訣,引發議論。和國內的成功學雞湯不同,Ravikant的推送頗耐人尋味。因而在此翻譯成中文,分享給大家。
- Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy. 尋求財富而不是金錢或者地位。財富就是擁有可以在你睡覺的時候仍然幫你賺錢的資產。金錢只不過是我們轉移時間和財富的方法。地位是你在社會等級中的位置。
- Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you. 要知道有道德的財富是有可能的。如果你私下偷偷地輕視財富,那麼財富也會躲避你。
- Ignore people playing status games. They gain status by attacking people playing wealth creation games. 別去理會那些玩身份遊戲的人。他們通過攻擊那些創造財富的人來獲得身份。
- You’re not going to get rich renting out your time. You must own equity — a piece of a business — to gain your financial freedom. 你是無法通過出租自己的時間來致富的。你必須擁有某個生意的一部分來實現自己的財務自由。
- You will get rich by giving society what it wants but does not yet know how to get. At scale. 通過提供那些社會需要但卻還無法獲得的東西,可以使你獲得財富。把這件事規模化。
- Pick an industry where you can play long term games with long term people. 選擇一個你可以和一羣長期夥伴一起長期從事的產業。
- The Internet has massively broadened the possible space of careers. Most people haven’t figured this out yet. 互聯網極大地拓展了可能的職業空間。大多數人還沒有意識到這一點。
- Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest. 利用複利。生活中所有的回報,不管是財富、關係還是知識,都來自複利。
- Pick business partners with high intelligence, energy, and, above all, integrity. 選擇生意夥伴的時候,要看重智商,活力,以及最重要的是,人品。
- Don’t partner with cynics and pessimists. Their beliefs are self-fulfilling. 不要和憤世嫉俗的人或者悲觀主義者合作。因爲他們總會想辦法實現自己的負面想法。
- Learn to sell. Learn to build. If you can do both, you will be unstoppable. 學會銷售。學會創建。如果你兩個都會,那你就會無往不利。
- Arm yourself with specific knowledge, accountability, and leverage. 用專業知識、責任感和影響力來武裝自己。
- Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.專門知識就是那些無法靠培訓學到的知識。如果社會可以培養你,它也可以培養其他人,從而替換你。
- Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now. 獲得專門知識的方法,是去追尋你真正感興趣並熱愛的東西,而不是追逐當下的潮流。
- Building specific knowledge will feel like play to you but will look like work to others. 建立專門知識的過程,對你來說像是在玩耍,在別人看來卻像是工作。
- When specific knowledge is taught, it’s through apprenticeships, not schools. 教導專門知識只能通過學徒制,而不是學校。
- Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.專門知識常常極具技術性或創造性,無法被外包或者自動實現。
- Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity, and leverage. 擁抱責任,以自己的名義承擔商業風險。如此,社會將會以責任、產權和影響力來回報你。
- The most accountable people have singular, public, and risky brands: Oprah, Trump, Kanye, Elon. 那些最負責任的人都擁有獨特、公共、冒險的品牌:奥普拉、川普、坎耶、埃隆。
- “Give me a lever long enough, and a place to stand, and I will move the earth.” — Archimedes “給我一個足夠長的槓桿和一個支點,我就能撬動地球。”——阿基米德
- Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).財富需要槓桿。商業槓桿來自資本、人力和複製毋須邊際成本的產品(代碼和媒體)。
- Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgment.資本即是金錢。要集資,就需要負責任地利用你的專業知識,並展示你良好的判斷力。
- Labor means people working for you. It’s the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it. 人力就是那些爲你工作的人。這是最古老也是最搶手的槓桿形式。人力槓桿能討好你的父母,但別浪費時間去追求這一點。
- Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you. 資本和人力是需要獲得才能使用的槓桿。所有人都在追求資本,但是必須得有人把資本提供給你。每個人都試圖去領導,但必須得有人跟隨你。
- Code and media are permissionless leverage. They’re the leverage behind the newly rich. You can create software and media that works for you while you sleep. 代碼與媒體是毋須獲得任何許可的槓桿。他們是新貴們背後的槓桿。你可以創造在你睡覺的時候,仍能爲你工作的軟件和媒體。
- An army of robots is freely available — it’s just packed in data centers for heat and space efficiency. Use it. 調度機器人大軍毋須任何費用——他們因爲熱量和空間效率被打包進了數據中心。使用它。
- If you can’t code, write books and blogs, record videos and podcasts. 如果你不會寫代碼,那麼就去寫書或者播客,錄製視頻和播客吧。
- Leverage is a force multiplier for your judgement. 槓桿會放大你的判斷力。
- Judgement requires experience, but can be built faster by learning foundational skills. 判斷需要經驗,但是通過學習基礎技能可以幫助你加快建立判斷。
- There is no skill called “business.” Avoid business magazines and business classes. 並沒有一個叫做“商業”的技能。別看商業雜誌,別上商業課程。
- Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers. 學習微觀經濟學、博弈論、心理學、談判學、倫理學、數學和計算機。
- Reading is faster than listening. Doing is faster than watching. 讀比聽快。做比看快。
- You should be too busy to “do coffee,” while still keeping an uncluttered calendar. 你應該要忙得沒時間“喝杯咖啡”,但也不該把日程安排得太擠。
- Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it. 設定一個你所期望的時薪,並貫徹下去。如果解決一個問題能節省的費用少於你的時薪,那麼請忽略那個問題。如果外包一個任務的費用比你的時薪低,那麼就外包這個任務。
- Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work. 盡可能努力工作。即使工作夥伴以及工作內容比努力更重要。
- Become the best in the world at what you do. Keep redefining what you do until this is true. 成爲你所在領域中的佼佼者。不斷重新定義你所做的事情,直到使之成真。
- There are no get rich quick schemes. That’s just someone else getting rich off you. 沒有快速致富的方法。只有藉此從你那裏賺錢的人。
- Apply specific knowledge, with leverage, and eventually you will get what you deserve. 利用專門知識,加上槓桿,最終就會獲得你應得的東西。
- When you’re finally wealthy, you’ll realize that it wasn’t what you were seeking in the first place. But that’s for another day. 當你終於獲得財富的時候,你就會意識到這並不是最初追求的東西。但我們可以以後再討論這個。